Cross-Border Payments

Multi-Currency Payment
Infrastructure for Africa

Design, govern, and execute cross-border payment workflows through licensed partners — with AML, KYC, and FINTRAC compliance embedded at every step.

4+
Active corridors
8
Currencies supported
100%
Audit trail coverage
Payment Workflow — Africa ↔ Canada
📄
Invoice Created
Approval Routing
🛡️
AML Screening
🏦
Partner Execution
💸
Settlement
📊
Reconciliation
Avg settlement time1–3 business days
Capabilities

End-to-End Payment Infrastructure

Eight capabilities covering every dimension of cross-border payment operations.

💱

Multi-Currency Support

Handle transactions across CAD, GHS, NGN, KES, USD, EUR, and GBP with real-time exchange rate awareness and settlement tracking.

Approval Routing

Multi-level approval matrices with configurable thresholds, delegated authority, and full segregation of duties controls.

🛡️

AML Integration

Anti-money laundering screening embedded at payment initiation — transaction monitoring, threshold alerts, and suspicious activity flagging.

📍

Settlement Tracking

Real-time visibility into payment status from initiation to settlement confirmation, with automated alerts on delays or exceptions.

📋

FINTRAC Reporting

Automated generation of required FINTRAC reports — Large Cash Transaction Reports, Electronic Funds Transfer Reports, and STRs.

🔍

Audit Trail

Complete, tamper-evident audit trail for every payment — who initiated, who approved, what screening was done, and what the outcome was.

🔗

Partner Integration

Connect your licensed payment partners, banks, and gateways to a unified workflow — no need to switch between systems.

📊

Reconciliation Tools

Automated reconciliation workflows matching payments to invoices, flagging discrepancies, and generating reconciliation reports.

Payment Corridors

Active Payment Corridors

Corridor-specific payment expertise — licensed partners, regulatory alignment, and workflow design for each trade lane.

CanadaGhana
CAD → GHS

One of West Africa's most stable payment corridors with Bank of Ghana oversight.

Discuss this corridor
CanadaNigeria
CAD → NGN

Africa's largest economy with active fintech ecosystem and CBN regulatory framework.

Discuss this corridor
CanadaKenya
CAD → KES

East Africa's financial hub with mobile money leadership and CBK governance.

Discuss this corridor
CanadaOther Africa
CAD → Multiple

Togo, Benin, Guinea, Liberia, and other West and Central African corridors.

Discuss this corridor
Compliance

Compliance Built Into Every Payment

Not compliance as an afterthought — compliance as the foundation of every payment workflow we design.

FINTRAC Aligned

All payment workflows designed to meet FINTRAC reporting and record-keeping obligations.

AML Controls

Transaction monitoring and suspicious activity detection at every payment step.

KYC Verified

Counterparty KYC verification before payment execution.

PIPEDA Compliant

All payment data handled in accordance with Canadian privacy legislation.

Audit Ready

Complete evidence packages for regulatory audits available on demand.

Licensed Partners Only

All payment execution through properly licensed and vetted providers.

Ready to build your payment corridor?

Talk to our team about your specific corridor, volume, and compliance requirements.